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The Ultimate Home Investment: How a Professional Paint Job Protects and Increases Your Property’s Value

Beyond a Splash of Color: Paint as Your Home’s First Line of Defense

When you think about painting your home, your mind probably jumps to choosing colors and admiring the fresh, new look. While aesthetics are a huge part of the appeal, a quality coat of paint serves a much deeper, more protective purpose. Think of it as a shield for your biggest asset. It’s a functional barrier against the elements, and this is true for every part of your house, from the exterior siding to interior fixtures. Even a specialized service like kitchen cabinet painting edmonton does more than just update your kitchen’s style; it protects the wood from moisture and grease.

This protective layer works tirelessly to keep your home safe. It seals porous materials like wood and drywall, preventing moisture from seeping in and causing rot, mold, or mildew. It also guards against sun damage, which can fade and weaken your siding over time. For the interior, quality paint makes surfaces easier to clean and more resistant to the scuffs and scrapes of daily life. This defensive quality helps you avoid more expensive repairs down the road.

Boosting Curb Appeal for a Memorable First Impression

You only get one chance to make a first impression, and for your home, that impression happens at the curb. A peeling, faded, or dated exterior can instantly make a property feel neglected, potentially turning away visitors or prospective buyers before they even step inside. A professional paint job is one of the fastest and most impactful ways to revitalize your home’s appearance and send a message of care and quality.

A well-chosen color palette can highlight your home’s best architectural features and help it stand out in the neighborhood for all the right reasons. Whether you opt for a classic, timeless look or a bold, modern statement, the result is a crisp, clean appearance that looks put-together. That powerful visual appeal not only makes you feel proud to come home but also creates an inviting atmosphere for everyone else. 

Increasing Resale Value: The Numbers Don’t Lie

Speaking of prospective buyers, painting offers one of the highest returns on investment (ROI) of any home improvement project. Real estate agents consistently recommend a fresh coat of paint to sellers because they know it directly impacts a home’s marketability and final sale price. It’s a low-cost update that provides a substantial boost in perceived value, often returning well over 100% of its cost.

A neutral and modern color scheme allows potential buyers to easily imagine their own belongings and lives in the space. It creates a clean canvas that feels fresh and move-in ready, removing a potential project from a buyer’s to-do list. This simple step can help your property sell faster and for a better price, making it a very smart financial move.

The Health and Wellness Benefits of Fresh Paint

A new paint job can also contribute to a healthier living environment for you and your family. Modern paint formulations have come a long way, with many low-VOC (Volatile Organic Compound) and zero-VOC options available. These paints release fewer harmful chemicals into the air during and after application, which improves indoor air quality and is a great choice for households with children, pets, or allergy sufferers.

Beyond the physical benefits, there’s a psychological lift that comes with a freshly painted space. Clean lines, unmarked walls, and new colors can make a room feel brighter, larger, and more serene. It’s a way to hit the reset button on your living environment, creating a more positive and enjoyable atmosphere to live in. 

Why Professional Application Matters More Than You Think

It can be tempting to grab a roller and try to tackle a paint job yourself, but the difference between a DIY attempt and a professional finish is often night and day. A pro brings a level of expertise and precision that ensures the job isn’t just done, but done right. They have the proper equipment, an understanding of different paint types, and the steady hand needed for crisp, clean lines.

The true secret to a long-lasting paint job is in the preparation, and this is where professionals shine. They meticulously clean surfaces, patch holes, sand imperfections, and apply the correct primer. This detailed prep work is what allows the paint to adhere properly and form that durable, protective shield we talked about. Without it, even the most expensive paint can chip, peel, and fail prematurely.

Interior Painting: Transforming Your Living Space

The power of paint is just as potent inside your home. It’s an amazing tool for completely changing the character of a room without the mess and expense of a full-scale renovation. An outdated living room can feel modern again, a dark bedroom can become a bright sanctuary, and a scuffed-up hallway can look brand new with just a few coats of paint.

You can get creative by using color to define spaces or create focal points. Consider an accent wall to add a pop of personality to your bedroom or a deep, rich color for a cozy study. Even refreshing the paint on your trim, ceilings, and doors can make the entire home feel more polished and cohesive. It’s a versatile way to make your interior design vision a reality.

A Smart Investment That Pays Dividends

When you look at all the advantages, it becomes clear that professional painting is much more than a simple maintenance chore. It’s a strategic investment in your property’s longevity, appeal, and market value. From protecting the exterior against weathering to creating a healthier and more beautiful interior, the benefits are felt immediately and for years to come.

So, the next time you’re considering ways to improve your home, remember the profound impact of a professional paint job. It’s a proactive decision that protects your asset, boosts its value, and improves your daily enjoyment of your living space. For a relatively small outlay, you get a massive return in both protection and pleasure. 

Protecting Your Investments: How Arbitration Serves as a Vital Tool in Resolving Financial Disputes

What is Financial Arbitration Anyway?

Imagine a path to settling a financial dispute that doesn’t involve a crowded, formal courtroom. That’s the core idea behind arbitration. It is a private method of dispute resolution where you and the other party agree to present your case to a neutral third-party expert, whose decision is legally binding. When facing complex investment issues, having an experienced professional like Marc Goldstein Arbitrator NY on the panel can bring invaluable industry insight to the proceedings.

The arbitrator acts much like a judge, but they are often chosen for their specialized knowledge in a particular field, such as securities or finance. After hearing evidence and arguments from both sides, the arbitrator issues a decision known as an “award.” This award is typically final and can be enforced by a court, providing a definitive end to the disagreement without the lengthy appeals process common in litigation.

The Key Advantages of Arbitration for Investors 📈

One of the biggest draws of arbitration is its efficiency. Court cases can drag on for years, accumulating staggering legal fees and causing immense stress. Arbitration, by contrast, is generally much faster and more cost-effective. A quicker resolution means you can put the dispute behind you and focus on what matters: rebuilding and managing your financial future.

Privacy is another huge plus. Court proceedings are public records, meaning the sensitive details of your financial life could become widely accessible. Arbitration hearings are confidential. This discretion protects your personal information and business reputation from public scrutiny, which is a massive relief for many investors.

Choosing an Expert Arbitrator: A Crucial Step

The person deciding your case matters immensely. In arbitration, you often have a say in selecting the arbitrator. It is absolutely vital to choose someone with a deep and practical understanding of financial instruments, market regulations, and industry practices. This level of expertise is rare in the traditional court system, where judges may have limited exposure to the complexities of securities law.

An arbitrator who understands the difference between a junk bond and a mutual fund, or the nuances of a fiduciary duty, can make a more informed judgment. They can cut through the jargon and assess the merits of a case based on industry standards. This specialized knowledge directly contributes to a fairer and more appropriate outcome for all parties involved.

The Arbitration Process: A Simplified Walkthrough

Getting started with arbitration involves a few clear steps. It begins with one party filing a “statement of claim,” which outlines the dispute and the desired resolution. Following this, the parties select an arbitrator (or a panel of them). Then comes the discovery phase, where both sides exchange relevant documents and information. This process is usually more focused and less burdensome than the extensive discovery in a lawsuit.

The main event is the hearing. Think of it as a less formal trial. Each side presents its evidence, calls witnesses, and makes its arguments directly to the arbitrator. There are rules of evidence, but they are often more relaxed than in court. After the hearing concludes, the arbitrator reviews everything and issues the final, binding award, officially closing the case.

Common Financial Disputes Resolved Through Arbitration

Arbitration is a go-to method for a wide array of investment-related conflicts. A frequent issue is broker misconduct, which can include churning (excessive trading to generate commissions) or recommending investments that are completely unsuitable for the client’s risk tolerance and financial goals. Another major area is breach of fiduciary duty, where a financial advisor fails to act in their client’s best interest.

Other disputes perfectly suited for arbitration include claims of unauthorized trading, where a broker makes trades without the client’s permission. Misrepresentation is another common problem, where the risks of an investment were downplayed or its potential returns were exaggerated. These cases often hinge on detailed financial evidence, making an expert arbitrator’s review particularly valuable.

Is Arbitration Always the Answer? 🤔

While it has many benefits, arbitration isn’t a perfect fit for every situation. Its finality can be a double-edged sword. The grounds for appealing an arbitrator’s decision are extremely limited, typically confined to issues like fraud or bias on the arbitrator’s part. If you receive an unfavorable outcome, you generally have very little recourse, unlike in the court system where appeals are more common.

It’s also important to know that many investors enter into arbitration agreements without even realizing it. Brokerage firms almost universally include mandatory arbitration clauses in their new account agreements. By signing the paperwork, you are often waiving your right to sue in court. Understanding this before a dispute arises is key to managing your expectations.

Preparing for a Successful Arbitration

Your success in arbitration heavily depends on your preparation. You can’t just show up and tell your story; you need to back it up. This means meticulously gathering every piece of relevant documentation: account statements, trade confirmations, prospectuses, emails, and any handwritten notes from conversations with your broker or advisor.

Organizing this evidence into a clear, chronological narrative is essential. You need to present a logical case that is easy for the arbitrator to follow. This is where professional legal counsel with experience in securities arbitration can be indispensable. They can help structure your arguments, identify the most powerful evidence, and ensure your case is presented in the most compelling way possible.

Weekly Market Update: Protect Your Retirement Portfolio from the Collapse in Existing Home Sales

Last Thursday saw yet more bad news coming out from the deteriorating American housing market. For January 2019, United States’ home sales collapsed to their lowest point in over three years. Housing prices themselves ticked up just modestly.

The statistics are anything but encouraging as they continue to indicate still more weakness and momentum loss within the overall important housing market. Keep in mind that this Real Estate sector is a key leading economic indicator too.

The National Association of Realtors revealed the grim statistics. They stated that the critical existing home sales category declined by a sobering 1.2 percent to an adjusted annual rate (seasonally adjusted) total of 4.94 million units for the past month. This chart below shows the negative ongoing trend all too well:

This abysmal number was good enough to take the low point record dating back to November of 2015. More than this, it came in substantially below the median analysts’ expectations rate of 5 million units. The NAR attempted to showcase some slightly good news in the December pace of sales getting a slightly higher revision.

Yet this January drop was not the first consecutive disappointment in existing home sales even. There had already been months of existing weakness within the American housing market. Compared to one year prior, existing home sales have plunged 8.5 percent versus the same time in 2018.

Fingers are pointing in several directions for the significant, disappointing, and ongoing setback in home sales. One substantial blow to the market has been the marked rise in U.S. interest rates dating back to 2016. The Federal Reserve has been on an interest rate raising crusade in an effort to normalize financial markets it upended after the Global Financial Crisis. Add to this more costly homes and a tighter existing inventory (that resulted from labor and land shortages), and you now have a recipe for serious trouble in the market.

Yet in the last few months, the fixed rate 30 year mortgage has come back down somewhat and inflation on housing prices has been decreasing. The median existing home price only rose 2.8 percent versus a year prior to touch $247,500 for January. This by itself represented the tiniest gain since February of 2012.

Yet despite this better news for the Real Estate market, existing home sales are falling consistently throughout the nation. In January, they declined in three out of the four national regions. The Northeast region was the only one that saw better home sales.

This decline in home sales has led to a growing backlog in unsold homes on the market. While December had 1.53 million units available, for January there were 1.59 million previously owned houses available on the market. This means at the January pace of sales, that the market would need 3.9 months to clear out the existing home inventory. This contrasted with December’s 3.7 months needed to clear the market.

But even these numbers show the ill health of the industry. Realtors consider a good six to seven months of supply necessary for there to be a healthy market balance factoring in both supply and demand.

Is Your Retirement Portfolio Protected from the Collapse in Existing Home Sales in the U.S?

Fed policy makers have become so afraid of not having the necessary interest rate cutting tools to deal with the next recession and economic malaise that they have created the next economic crisis through their own actions of raising interest rates (to have the tools available). Existing home sales numbers feed through to stock and bond market prices and performances sooner or later.

Where can you find refuge from the upcoming decline in the two major retirement portfolio asset classes of stocks and bonds? Gold is the best-rated safe haven beacon that steadies portfolios in uncertain financial times like these throughout thousands of years of human history. With gold in your retirement portfolio, you do not need to suffer through sleepless nights while you try to figure out what defensive sectors might or might not avoid the decline in equities and other financial investments in the coming months.

Click here today to receive your completely no-cost and no strings attached gold IRA rollover kit from North America’s best trusted and most award winning gold retirement firm— Regal Assets. The leading gold retirement and alternative asset company never stops working to earn its coveted industry-wide reputation. Their 100 percent free precious metals investing report will provide you with all of the crucial, time-sensitive information needed for hedging your individual IRA retirement accounts using a prudent and partial diversification of your own retirement holdings into tangible, real gold.


Will your portfolio weather the next financial crisis?

Request your free gold IRA info-kit that explains how to protect and diversify your portfolio with gold.

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Weekly Market Update: Protect Your Retirement Portfolio from the Spiking Wholesale Inventories Indicator

In the latest signs of slowing economic growth, very poor U.S. retail sales and wholesale inventories figures have been released showing data not consistent with a growing economy. In the past two weeks, the data emerged showing that American retail sales suffered their largest decline in over nine years back in December. Sales declined consistently across all of the metrics measured — online, in physical stores, and even in restaurants.

Analysts who studied this warned of a significant economic activity slump at the conclusion of 2018. From November to December, the retail sales declined by 1.2 percent. This marked the largest decline in a month dating back to the Great Recession and Global Financial Crisis in September of 2009. This chart below tells the discouraging tale:

The restaurant sales have been particularly bad. Economist David Rosenberg observed that the sales from restaurants have dropped for four of the last five months. The pace of this decline has not been seen in a quarter of a century. It makes the restaurant sales plunge worse than in both the 2007 to 2009 and the 2001 recessions.

Yet the news emerging last week only underscored how significantly the economy is deteriorating. U.S. Wholesale inventories recorded their sharpest gain in over five years for December. This matches the decline in sales of December that had occurred for the third consecutive month.

Reuters news service put it this way: “an unintended piling up of goods at wholesalers could be flagging a slowdown in demand.”

The Commerce Department’s inventory report showed that wholesale inventories roared higher by 1.1 percent for December. Analysts had only looked for a minor .3 percent increase. Instead, they got the greatest rise dating back to October of 2013.

As if that was not bad enough, Commerce revised the November figures higher from the prior estimate of .3 percent to .4 percent. Year over year in December, the wholesale inventories jumped by 7.3 percent.

Reuters has also reported that the corporate reports for business spending on equipment plans indicated a decline in growth for the conclusion of 2018. With all of this consumer and business spending key to fueling the American economy, the decline in consumer demand is hardly good news.

Some economists have since noted that the last time these retail sales figures came out so badly as they did in December, the United States was already firmly in the grips of the Great Recession. Other signs of the economy cracking abound— just look at the record high delinquencies in car loans.

Is Your Retirement Portfolio Protected from the Collapse in U.S. Retail Sales?

What about the Federal Reserve? Have they not already turned things back around in the stock markets with their Powell Pause? Some economists like Peter Schiff are already saying it is too late to backtrack now. The Fed-induced recession is now already in the cards:

“Of course, stock market investors are clueless about that. They’re just having a party because the Powell Put is back on the table. And they think simply because the Federal Reserve is no longer hiking rates that they no longer have to worry about the Fed pushing the economy into a recession… The rate hikes of the past have already guaranteed that the economy is headed for recession. It doesn’t matter whether they continue to raise rates in the future. The recession is a done deal. It’s just now you have that calm between the storm while investors are still clueless and haven’t yet connected those what should be, very obvious dots.”

In confusing economic days like these, gold is your historically proven safe haven to turn to for the protection of your retirement portfolio. Having a hedge like gold will ensure that you do not have to toss and turn through long, sleepless nights trying to figure out how to balance your portfolio defensively against the gathering economic storm.

Click here today in order to get your completely free and absolutely no obligation gold IRA rollover kit from North America’s best known and most decorated gold retirement company— Regal Assets. The award-winning gold retirement and alternative asset firm never quits striving to improve its own coveted industry-leading reputation. Their 100 percent free precious metals investing report will get you all of the critical, timely information necessary for safeguarding your own IRA retirement accounts using a prudent and partial diversification of your individual retirement assets and funds into real, physical gold.


Will your portfolio weather the next financial crisis?

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Weekly Market Update: Protect Your Retirement Portfolio from the Declining Household Net Worth

This past week saw another ominous financial metric released. The total net worth of Americans plunged at the fastest level going back to the financial crisis in the last quarter of 2018. Falling stock market values gnawed away at Americans’ collective household balance sheets.

The end result was that the net worth cratered down to $104.3 trillion at the year’s conclusion. This represented a sharp decline of $3.73 trillion from third quarter 2018, per the Federal Reserve’s figures they released. It amounted to an eyebrow raising decline of 3.4 percent, as this chart below clearly shows:

Still think the economy is doing just fine?

A great amount of the decline was down to the troubles Wall Street wrestled with as markets endured a sharp decline beginning back in October and continuing into the end of December. At one point, the stock markets even reached official bear market levels of down 20 percent.

Stocks were tanking as observing investors started worrying if the Fed would continue to raise interest rates even with the conditions in the national economy starting to crack. When the dust finally settled on the ongoing market drop by the conclusion of December, American households had suffered through an eye watering $4.6 trillion decline in equity value.

It was made a little less bad by the accompanying $300 billion gain in the value of real estate. Yet this was still good enough for the second largest (in dollars) quarterly drop dating back to the beginning of the Federal Reserve tracking such metrics.

In the end, the total financial assets equaled slightly over $85 trillion at the end of 2018 at the same time as real estate values totaled $29.2 trillion. This significant decline contrasted sharply with the previously rising household net worth. These had been sharply climbing since the end of the financial crisis. The total has grown by 73 percent from 2009.

Some optimistic pundits think that the market will make up all of its lost ground after a strong start in January and February. Yet they are selectively looking at the market’s performance, which is already been down around 1.6 percent for March.

Also keep in mind that this past quarter’s decline in net worth happened even while the economy was growing solidly, with GDP up 2.6 percent. Earlier in 2018, national GDP growth had been almost three percent even with financial markets delivering lackluster returns. Even now, economists are projecting little growth in the American economy for 2019. The Atlanta Fed forecasts GDP growth of only .5 percent.

Besides this, the S&P 500 is already sending out warning signals of too high valuations. The index trades at around 16 times the earnings estimates for 2019 on the S&P 500 corporations. Bearish signs abound throughout the markets. These range from revisions down in earnings, to decelerating global growth, to fears of a recession induced by the past over zealous tightening activities of the Fed. Stock valuations are looking dear, according to analyst and research company Sevens Report Research founder Tom Essaye. He warned:

“On a valuation basis this market has risen to reflect a macro environment that is materially more positive than the one we currently have, and as a fundamentals driven analyst, that makes me nervous over the medium term. The current macro setup much more matches the ‘Scattered Storms’ scenario, but the market valuation is reflective of a ‘Party Sunny’ environment. That’s a discrepancy that will have to close.”

Consider yourself fairly warned. This pullback in markets looks to be far from over.

Is Your Retirement Portfolio Protected from the Ongoing Decline in U.S. Household Wealth?

Wall Street has a long time saying, “Even dead cats bounce when you throw them out the window.” This market has enjoyed a little bit of a dead cat bounce in January and February, but all indications are for a resumption in the market declines. You have already seen this beginning in March. The high market valuations are a warning bell.

You need a place to take refuge from the ongoing storm in equities markets. Gold is the historically proven ultimate safe haven that steadies investment and retirement portfolios in unusual financial times like these today. It has literally thousands of years of track record in this role. Gold in your retirement portfolio means that you do not have to lose sleep while you try to figure out where to shelter from the financial storm to avoid a significant downturn in your equities-heavy portfolio through this year.

Click here today and you will receive your no-cost and completely no strings attached gold IRA rollover kit from the most trusted and award winning gold retirement firm in all of North America— Regal Assets. The globally leading gold retirement and alternative asset firm never stops earning its coveted reputation in the business. Their 100 percent free precious metals investing report will give you all of the critical, time-sensitive info needed to hedge your own IRA retirement assets using a prudent and partial diversification of your individual retirement holdings into real and physical gold.


Will your portfolio weather the next financial crisis?

Request your free gold IRA info-kit that explains how to protect and diversify your portfolio with gold.

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    *We use only the highest industry standard secure server (SSL) for protecting your private information which is powered by VeriSign and Norton Secure. For more information please view our Privacy Policy. By submitting you agree to be contacted by Regal Assets’ team. You can unsubscribe at any time.



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